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Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. Fixed annuities credit interest at a rate no lower than the:

A) Contract guaranteed rate
B) Expected renewal interest rate
C) Front-end load rate
D) Current prime rate

2. The purpose of regulation of insurance advertising is to do all of the following EXCEPT:

A) Prevent unfair competition among insurers
B) Maintain a low profile for insurance products
C) Establish minimum standards of conduct
D) Present an accurate description of insurance to the public

3. All of the following are typical health maintenance organization (HMO) preventive care services provided by a primary care physician EXCEPT:

A) Immunizations for children
B) Experimental surgery
C) Well-baby checkups
D) Physical examinations

4. The Maryland Health Insurance Plan is designed to provide comprehensive health benefits for:

A) Children of low-income Maryland residents
B) Medically uninsurable Maryland residents
C) Senior citizens residing in Maryland
D) Low-income residents of Maryland

5. Which statement is true of trade association groups eligible for group medical benefits?

A) Such associations are formed for the purpose of purchasing insurance
B) The association membership primarily consists of large employers
C) Members of the association are usually in the same industry
D) Employer contributions are usually waived

Solutions: