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Oracle FLEXCUBE Universal Banking 12 Advanced Functional Implementation Essentials Sample Questions:

1. Home loans are given at a fixed interest rate of 10%. The rate now must be increased to 11 %. How can this be done in the system? (Choose the best answer.

A) by unlocking the loan account and changing the value on the Interest tab
B) by changing the rate value in Loan Account UDEs
C) by amending the UDE value on the Value Dated Amendment screen
D) by changing the interest rate on the UDE values screen

2. In case an auto authorization limit is not specified in PC Source Parameter Maintenance, what would happen to transactions that belong to the customer, source, and product category combination'? (Choose the best answer.)

A) The transactions must be manually authorized.
B) The transactions are automatically authorized on upload.
C) The transactions are automatically directed to a referral queue
D) The transactions are rejected

3. The operation code "acceptance" is applicable for both export and import bills For the operation code "acceptance,1' identify the change of operation that is applicable only for import bills. (Choose the best answer.)

A) acceptance to purchase
B) acceptance to discount
C) acceptance to advance
D) acceptance to forfeiting

4. In a particular depreciation method, the amount of depreciation provided by a bank on a fixed asset remains constant throughout the useful life of the asset. Which is this method? (Choose the best answer)

A) activity depreciation method D sum of digits depreciation method
B) straight line method
C) written down value

5. Which statement is true about the Confirmation Tracer? (Choose the best answer)

A) ft is a reminder sent to a beneficiary, seeking a letter of confirmation.
B) His a reminder sent to a confirming bank, seeking a letter of confirmation.
C) it is a reminder sent to a reimbursing bank, seeking a letter of confirmation
D) it is a reminder sent to an issuing bank, seeking a letter of confirmation.

Solutions: